Inventory Finance Project
How Inventory Financing Works
You Add Funds
Choose from our flexible short-term and long-term financing options and contribute your preferred amount towards our carefully curated high demand product inventory.
We Buy Inventory
Chaldal puts your funds to use acquiring selected daily essentials which are then stocked in micro-warehouses across 3 cities, ready for customer orders.
Reap Benefits
Watch your profits grow as we sell daily essentials. Our flexible withdrawal policy allows you to get your funds back any time you want.
The Benefits of Inventory Finance
Chaldal is Bangladesh's leading online grocery platform, trusted by lacs of families to deliver essential goods daily. Your Financing is supported by a reliable, fast-moving supply chain that generates constant revenue.
Fulfill Inventory
As Chaldal scales, we need more inventory readily available for our customers to order from. Keeping sufficient stock is essential to meet growing demand.
Support Suppliers
Suppliers across the country may lack the capital to consistently maintain their inventory levels. By providing immediate payments upon delivery, Chaldal ensures they have the financial resources to keep their supply chain flowing.
Increased Variety
Customers benefit by having access to a wide range of products when they need them. With well-stocked warehouses, we can offer more options and fulfill orders swiftly.
Financer Gain
Financers profit by participating in this process. After Supplier payments and handling costs, the profit is shared between Chaldal and the financers.
13.6 Lacs
Customers Served
1.32 Cr
Orders Completed
96K Tons
Inventory Sold
What inventory will we purchase
Selected through a comprehensive analysis of our 5000 best-selling items over the past two years, our inventory is carefully curated to minimize the risk of unsold stock.
Why Finance Chaldal?
Inventory finance is a significant undertaking, requiring the right infrastructure, technology, and experience to manage it successfully.
Proven Expertise
With over 10 years in business, Chaldal has a deep understanding of the country's grocery and logistic needs. This experience helps us handle challenges, maintain large-scale operations, and serve our customers effectively.
Advanced Technology & Infrastructure
Chaldal's advanced technology and extensive warehouse space across multiple cities help us track, manage, and store inventory securely and efficiently.
Customer Base
Chaldal's large and growing customer base, combined with data insights to track demand, helps inventory move quickly. This reduces risks for financers and gives us high confidence on steady returns.
Start Your Financing
Sign Up
Sign up or login to your Chaldal account. On the Financer Dashboard, enter your preferred fund amount to submit your request.
Application Verification
A representative from Inventory Financing Project will contact you to discuss your application.
Track your Financing
Once your application is processed, you can track daily returns for your financing on your dashboard
FAQ
What is Chaldal Inventory Financing?
Chaldal Inventory Financing enables individuals and organizations to contribute funds to purchase Chaldal's inventory, covering a wide range of product categories, including groceries, household items, electronics, and more. Financers provide funds for purchasing stock, and once the products are sold, profits are generated and shared between Chaldal and the financers. This model allows financers to participate in Chaldal's growth while earning returns based on product sales.
How does Chaldal Inventory Financing work?
Chaldal selects products and categories based on historical turnover, margin criteria, and their ability to generate positive profit after covering operating expenses. For this project, Chaldal's Inventory Finance team has carefully selected only its top 5000 best-performing products. With allocated funds, the company strategically stocks these high-performing items, ensuring financial sustainability. As products are sold through its platform, profits are generated and shared with financers according to pre-agreed terms, creating a mutually beneficial arrangement that optimizes inventory and ensures a clear return on funding.
How do I finance Chaldal's inventory?
To finance Chaldal's inventory, simply sign up on our platform, click on Start Financing, and provide your necessary contact details along with your desired financing amount. You will be asked to review and accept the Terms & Conditions. Once registered, one of our agents will reach out to you via the phone number you shared to provide detailed guidelines on the payment process and any additional information. Payments can be securely processed through Bank Transfer by BFTN, ensuring a smooth and safe financing experience.
What are the minimum criteria to finance Chaldal's inventory?
To finance Chaldal's inventory, you must be at least 18 years old, hold a valid Bangladeshi National ID, and have a bank account in Bangladesh
Is this financing safe?
Chaldal mitigates risks by utilizing advanced demand forecasting to ensure that only high-demand products are financed, reducing the likelihood of unsold inventory. Our robust inventory management system further minimizes stockouts and wastage, optimizing efficiency. As an additional measure to minimize risk for this project, Chaldal's Inventory Finance team has carefully selected only its top 5000 best-performing products. However, despite these measures, all project financing carry some inherent market risks that financers should be aware of.
What returns can I expect from my financing?
Returns depend on various factors, including market conditions, supply, and consumer demand. Based on historical data, we project up to a 20% annualized return on funding. These estimated returns are calculated using past sales performance, providing financers with an informed expectation of potential earnings. However, actual returns may vary based on real-time market dynamics.
How long is the financing cycle?
The financing cycle has no fixed duration. We allow financing for any time period of your choosing.
How does Chaldal ensure the sale of financed inventory?
Chaldal's e-commerce platform, driven by AI-powered demand forecasting, ensures optimal stocking and efficient product sales. With a large customer base and robust marketing strategies, Chaldal facilitates steady sales across product categories. As an additional measure for this project, Chaldal’s Inventory Finance team has carefully selected only its top 5000 best-performing products.
What are the fees for financers?
There are no separate platform fees charged. Chaldal will deduct operating costs before calculating net profits. This structure maintains transparency and fairness. Chaldal has been working to minimize operating costs for over 10 years, which helps to ensure that we can maximize returns for our financers.
How do I track my funds' performance?
Financers can monitor their fund’s performance through Chaldal’s online dashboard, which provides daily updates on the fund’s progress, and the profits earned. A daily updated PDF statement on the funds’ progress for each month is also available for download.
How does inventory financing benefit Chaldal?
Inventory financing helps Chaldal maintain consistent stock levels, ensuring timely deliveries and improving our ability to meet consumer demand. This model supports business growth while offering attractive returns to financers.
Can I get my returns at any time?
Yes, you can get your returns at any time. You have the option to get a partial or full amount. Once a request for your returns is initiated, the funds will be disbursed within 25 banking days. You can submit a new request for your returns as long as you have funds available. But if you have a pending request, you'll need to wait for it to be processed before submitting another. During the withdrawal processing period, the deposited amount will remain active in the Chaldal cash cycle.
How can I get my returns?
Once you decide to get your returns, log into your Dashboard and click on 'Request Funds Back'. Simply enter the amount you'd like to withdraw, and one of Chaldal's Inventory Finance Agents will reach out within two working days to start the process.
Is there a minimum financing amount?
Yes, the minimum financing amount is 100,000 BDT. Please note that only BDT transactions are currently accepted.
How long does it take to approve a deposit after clearing the payment?
It typically takes 1 day for the system to update your deposited amount on your dashboard following the completion of the audit process.
Is there a minimum balance I need to maintain in my fund?
No, there is currently no requirement for a minimum balance to be maintained for your funds to remain active.
Can I finance inventory more than once?
Yes. You can finance inventory more than once. Simply click on ‘Add more funds’ from your dashboard, enter your preferred contribution amount and click ‘Submit’. An agent will reach out to confirm your financing and guide you on the payment process.
How will the AIT on financing profit be handled?
Chaldal will deduct AIT (Advance Income Tax) from profits only in accordance with NBR (National Board of Revenue) regulations. Please share your TIN certificates via email to mailto:[email protected], if you require a payment receipt (challan) as proof of the AIT payment.
How are the profits shared?
Profits are defined as net profit, which is shared between Chaldal and the financers after deducting operating expenses and Advance Income Tax (AIT). Operating expenses are calculated based on Chaldal's historical administrative costs, the volume of products sold, and the rate of inventory turnover. From this data, Chaldal has identified category-wise operating costs, ensuring an accurate and transparent assessment of expenses before distributing profits to financers.
How does Chaldal contribute to sustainability through inventory financing?
Chaldal uses an advanced inventory management system to reduce overstocking and wastage. By optimizing the supply chain and sourcing directly from local farmers and suppliers, we reduce environmental impact and support the local economy.
What if I have an urgent question?
For urgent matters, please contact our support team at +880 9648-400257. You can also email us at [email protected] or use the ‘Contact Us’ form. We aim to respond to all emails within 2 working days.